Be careful when taking on debt, so it doesn’t become a financial burden…
Things to think about before you borrow, to help you choose options suited to your financial needs and lifestyle
Understand the real cost of borrowing & what factors affect it
Manage debt to avoid unnecessary costs & prevent money problems Where to get help if you need it
What is a credit rating, why it’s important & how to build a good one
Overview of borrowing options – pros & cons & what to check
Borrow a fixed sum & repay over a fixed length of time
Arrangement where you can withdraw more money than your account holds
Purchase now & pay later
High cost short term loan to tide people over to the next payday
Not-for-profit community cooperatives that enable members to access affordable financial services
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